FIXED RATES

Low

VARIABLE RATES

Low

FIXED RATES

Low

VARIABLE RATES

Low

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Why Understanding How Student Loans Work is Important

As seen in the table below, understanding your loan balance, rate and length is very important and can help you save tens of thousands of dollars.

5 Year10 Year15 Year20 Year25 Year
Loan Balance$20,000$20,000$20,000$20,000$20,000
Interest Rate5%5%5%5%5%
Monthly Payment$377 /mo$212 /mo$158 /mo$132 /mo$117 /mo
Total Interest$2,645$5,455$8,46911,678$15,075
Total Payment$22,645$25,455$28,469$31,678$35,075
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